Bank of Evansville


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Privacy Policy

Privacy Commitment

Bank of Evansville values your relationship and we take very seriously our obligation to protect the privacy of each customer. We understand and respect your expectation that the confidentiality of your nonpublic information is of the utmost importance. Therefore, it is our policy to maintain standards and procedures to protect nonpublic personal information, which we obtain from you and other third party sources necessary to serve your needs.

Maintenance of Accurate Information

We maintain internal controls and procedural safeguards to assure your information is current, accurate, and complete in accordance with commercially acceptable standards. If you ever find that our records are incomplete, inaccurate or not current, please call us at the number listed on your account statement. We will do everything we reasonably can to investigate and correct the information in a timely manner.

Collection, Retention, and use of Customer Information

We collect, retain, and use various types of information to understand and meet your needs and service your relationship with us. In the process of meeting these requirements we collect, retain and use various kinds of nonpublic personal information from a number of different sources. For example:

Information we receive from you on applications and other informational forms.

  Information about your transactions with us, such as payment history and account balances.

  Information we receive from consumer reporting agencies.

  Information from third party sources such as, but not limited to, The Department of Motor Vehicles and the various departments of city and county government.

Security Standards

Bank of Evansville will maintain physical, electronic, and procedural safeguards to protect the integrity and confidentiality of your information. We restrict access to information about you to members of our staff who need to know that information to provide products and services for you. All our banking professionals and directors are trained to understand, respect, and comply with our commitment to these information principles.

Disclosure of Information to Nonaffiliated Third Parties

We do not disclose any nonpublic personal information about our customers or former customers to nonaffiliated third parties, unless (1) you have authorized us to do so; (2) the information is required for us to complete a transaction you have requested; (3) the information is provided to a consumer reporting agency in accordance with the Fair Credit Reporting Act; (4) disclosure is required in order to comply with applicable federal, state or local laws or other applicable legal requirements. For example, this may include a disclosure in connection with subpoena or similar legal process, a fraud investigation, recording of deeds and mortgages in public records, or an audit examination. We may disclose certain necessary information that we collect under the heading "Collection, Retention and use of Customer Information" to companies that perform marketing services on our behalf. However, we will not share credit-related information. In situations where your information is shared with vendors to market our products and services we will require the vendor to treat the information confidentially and in accordance with all applicable laws.

Client Identification Requirements

In accordance with Section 326 of the USA PATRIOT ACT signed October 26, 2001, Bank of Evansville is required to obtain a copy of the documents used in identifying our new account clients and in identifying signatory individuals added to an existing or new account. In some cases, identification will be requested for those individuals banking with the Bank prior to the effectice date of the client identification requirements because original documentation was not obtained with the opening of the account, or the Bank is unable to form a reasonable belief that it knows the true identity of the existing client. In all cases protecton of our client's identity and confidentiality of the Bank's pledge to you.

What This Means For You

When you open a new account, we will request your name, address, date of birth, and other information that will allow us to identify you. We may also request to see your driver's license or other identifying documents.

Annual Notice, Questions and/or Concerns

Bank of Evansville will provide notice of our privacy policy annually, as long as you maintain an ongoing relationship with us. Questions and concerns about our privacy policy may be made by calling us at (812) 962-2265 or to our Cashier through our e-mail address which is lnewman@bankevansville.com or by visiting any of our banking centers located at 4424 Vogel Road, 530 North St. Joseph Avenue, or 515 Dixie Lane, Evansville, Indiana.