Bank of Evansville


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Personal Checking

Bank of Evansville has checking accounts to fit everyone's lifestyle, including free checking accounts, our basic checking, interest bearing checking, and accounts for those 50 plus. We will do our best to make the services that you choose at Bank of Evansville to be easy to understand. Our goal is to give you the highest quality services in a helpful, friendly atmosphere.

Plus, when you sign up for a Bank of Evansville checking account, you are entitled to many added benefits, including discounted travelers checks, free statement copies, check safe keeping, and much more! For more information on any of our checking accounts, stop by or call to talk to a friendly Bank of Evansville Relationship Manager.

Reorder Deluxe Personal Checks Reorder Checks with Deluxe

Click here for Checking Rates
Read the Funds Availability Disclosure

Service Free
Checking		 Interest
Checking		 50 Plus
Checking
Minimum Balance to Open $100.00 $250.00 $100.00
Monthly Service Charge 0 $7.50
$0 if maintain:
$500 - Daily
$1,000 - Monthly Avg.
$1,000 - Savings
$10,000 - CD
Automatic Deposit		 $7.50
$0 if maintain:
$500 - Daily
$1,000 - Monthly Avg.
$1,000 - Savings
$1,500 - CD
Automatic Deposit
Minimum Balance To Avoid
Monthly Service Charge		 0 $500.00 $500.00
Minimum Collected Balance to Earn Interest Not Applicable $1,000 Daily 0
Check Copies 5 FREE
Per Statement Cycle
$3.00 Thereafter		 FREE 5 FREE
Per Statement Cycle
$1.00 Thereafter
Overdraft Item $33.00 $33.00 $33.00
Overdraft Protection N/A $3 Verbal $3 Verbal
Transfer Savings $7 Auto $7 Auto $7 Auto
Returned Deposit Items $7.00 $7.00 $7.00
Stop Payment (CK/ACH) $30.00 $30.00 $30.00
Interest Not Applicable $0 -999.99 -0%
$1,000 - 2499.99
$2,500-9,999.99
$10,000-24,999.99
$25,000+**		 $0 -999.99
$1,000 - 2499.99
$2,500-9,999.99
$10,000-24,999.99
$25,000+**
ATM Card No Annual Fee No Annual Fee No Annual Fee
$25 Maximum Amount
Reimbursed Statement Cycle		 $25 Maximum Amount
Reimbursed Statement Cycle		 $25 Maximum Amount
Reimbursed Statement Cycle		 $25 Maximum Amount
Reimbursed Statement Cycle
* Subject to Availability **See Current Deposit Rates

Added Benefits

Free Checking
Discounted Travelers Checks

  Checks Paid In Order Written

  Check Safe Keeping

  First 5 Check Copies Free

  No Per Check Fee

Interest Checking
FREE Single Signature Travelers Checks, Money Orders

  and Cashiers Checks

  Discounted Mortgage Loan Fees

  FREE Safe Deposit Box For First Year*

  Checks Paid In Order Written

  Check Safe Keeping/Imaging

  No Set Up Fee for Home Equity Loans

  No Per Check Fee

50 Plus Checking
FREE Single Signature Travelers Checks, Money Orders, Cashiers Checks and Check Copies

  Discounted Mortgage Loan Fees

  FREE Safe Deposit Box For First Year*

  Checks Paid In Order Written

  Check Safe Keeping/Imaging

  No Set Up Fees On Home Equity Loans

  No Per Check Fee

Miscellaneous Fees

ATM/Debit Card Replacement $5.00
Cashier's Check $5.00
Check Certification $25.00
Dormant Account Monthly Fee (acct. balance under $100) $5.00
Garnishment $25.00
Money Orders

Customers $3.00

Non-Customers $5.00
Research Reconciliation (Minimum 1 hour) $20/HR
Return Deposited Item $7.00
Statement Copies $5.00
Tax Levy $75.00
Travelers Checks Per $100

1 signer $1.50

2 signers $2.00
Wire Transfers

Incoming Domestic $10.00

Outgoing Domestic $20.00

Incoming Foreign $10.00

Outgoing Foreign Bank's Cost plus $20.00 fee
Close out Account within 90 days of opening $15.00

Overdraft Protection

The Bank of Evansville offers overdraft protection by transferring funds from a Bank of Evansville savings account. A fee of $7.00 will be charged for each transfer. Transfers will be made to cover the overdraft plus the $7.00 transfer fee. Customers may apply for a Bank of Evansville line of credit to cover overdrafts. Annual fee is $24.00 (prorated first partial year), interest rate is 18% and transfers will be made increments of $100.00 Monthly payments on the line of credit will automatically be withdrawn from the customer's checking account.

Dormancy Account Rules And Fees

Savings accounts and money market accounts without activity, other than the posting of interest, for a period of three years will be classified as dormant. Checking accounts, without activity, other than the posting of interest for a period of one year will be classified as dormant. Dormant accounts will be assessed a service fee in the amount of $5.00 a month for checking and money market accounts and quarterly for savings accounts if the account has a balance of less than $100.

Additional Checking Information

The interest rate and annual percentage yield may change daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example checks). Interest will be accrued daily and credited monthly. We used the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the collected balance in the account each day. Service charges are based on the account balance.